Ask the pros!

Amen! It is really apples to oranges. Each company has its pros / cons. What matters is what fits the insured's needs best. 

Claims history is a major concern. Yes you can search https://risk.lexisnexis.com/products/clue-property. Also make sure any losses are disclosed.

We can do it same day. 

Typical Primary Home Insurance policied include 4 main coverages: dwelling, separate structures, personal property & liability. NOT ALL POLICIES OR INSURANCE COMPANIES ARE ALIKE. 

There are always 3 things that are not commonly included or standard on most home insurance and that is flood, earthquake or sinkhole. 

When they have a signed contract. It can always fluctuate until a closing date is locked in but we can get a close estimate. 

At The Stack Agency we try and make it as simple as possible on the buyer. We need Names of all parties, address, date of birth and a valid email. Of course, if it is a brand new build, we may have to ask more questions. 

Deductibles can be a set amount or a % of the dwelling coverage. Deductibles can be split for different events such as wind & hail.

The higher the deductible the more you can save on your yearly premium. I only recommend to make it higher if you have the funds available in some form to pull from should there be an emergency. 

Yes personal property is typically covered under home insurance. A rider is an insurance policy provision that adds benefits to or amends the terms ex jewelry floater on your home policy. 

I recommend trusting a local insurance agent familiar with the Clarksville, Ft. Campbell area to give their recommendations. Having a meeting or talking to your agent lets us gauge what all extra may be needed. 

Yes personal property is typically covered under home insurance. A rider is an insurance policy provision that adds benefits to or amends the terms ex jewelry floater on your home policy. 

I am invested in my customers and only stay in business with them! 

If you’ve recently sold your home contact your insurance company. The insurance is paid a year in advance. So if they cancel when the property is sold they may get a refund check. Who doesn’t want $$?!